Caecilia Chu

co-founder and CEO of YouTrip.

Caecilia Chu, a notable figure in the fintech industry, best known as the co-founder and CEO of YouTrip, a multi-currency mobile wallet in Southeast Asia that now processes $10 billion in payments a year.

Born in Hong Kong, Chu earned her bachelor's degree in Finance from The Wharton School of the University of Pennsylvania and an MBA from Harvard Business School.

After stints at McKinsey and Citigroup, Chu left the corporate world to launch an e-commerce business, which closed after two years. She subsequently founded You Technologies to address foreign transaction fees and poor exchange rates for travelers.

The company’s first product, YouTrip, offers a multi-currency mobile wallet for worldwide purchases. After raising over $100M, it has rapidly expanded to serve users in Singapore, Hong Kong, and Thailand, reaching over 500,000 users globally.

In 2022, Chu expanded YouTrip's offerings by launching YouBiz, a multi-currency expense management platform helping more than 3000 enterprises process expenses such as suppliers and remote workers.

Chu's contributions to the fintech industry have earned her several accolades:

► Tech Leader of the Year by the Singapore Computer Society (2022)
► One of the Top 10 Fintech Leaders by the Monetary Authority of Singapore (2020 & 2021)
► One of the Top 25 Financial Technology CEOs of Asia (2020)

Fave quote: “As a founder, you’re continuously faced with new problems to solve, decisions to make, and paths to forge. However, innovation rarely occurs within the familiar.” - Caecilia Chu

I’ve met Caecilia a ton of times, and she’s a rockstar: a visionary with true entrepreneurial grit!